Skip to content
  • Home
    • Message privatelyStay connectedConnect in groupsExpress yourselfSecure by designShare your everydayFollow channels
  • Privacy
  • Help Center
  • Blog
  • For Business
  • Download
Download
Terms & Privacy Policy2025 © WhatsApp LLC
WhatsApp Main PageWhatsApp Main Page
    • Message privately

      End-to-end encryption and privacy controls.

    • Stay connected

      Message and call for free* around the world.

    • Connect in groups

      Group messaging made easy.

    • Express yourself

      Say it with stickers, voice, GIFs and more.

    • Secure by design

      Layers of protection to help you stay safe.

    • Share your everyday

      Share photos, videos, voice notes on Status.

    • Follow channels

      Stay updated on topics you care about.

  • Privacy
  • Help Center
  • Blog
  • For Business
  • Apps
Log inDownload
Back to Blog
WhatsApp Blog

Send Payments in India with WhatsApp

Starting today, people across India will be able to send money through WhatsApp. This secure payments experience makes transferring money just as easy as sending a message. People can safely send money to a family member or share the cost of goods from a distance without having to exchange cash in person or going to a local bank.

WhatsApp designed our payments feature in partnership with the National Payments Corporation of India (NPCI) using the Unified Payment Interface (UPI), an India-first, real-time payment system that enables transactions with over 160 supported banks. We’re excited to join India’s campaign to increase the ease and use of digital payments, which is helping expand financial inclusion in India.

To send money on WhatsApp in India, it’s necessary to have a bank account and debit card in India. WhatsApp sends instructions to banks, also known as payment service providers, that initiate the transfer of money via UPI between sender and receiver bank accounts. We’re delighted to be working with five leading banks in India: ICICI Bank, HDFC Bank, Axis Bank, the State Bank of India, and Jio Payments Bank. People can send money on WhatsApp to anyone using a UPI supported app.

In the long run, we believe the combination of WhatsApp and UPI’s unique architecture can help local organizations address some of the key challenges of our time, including increasing rural participation in the digital economy and delivering financial services to those who have never had access before.

Just like every feature in WhatsApp, payments is designed with a strong set of security and privacy principles, including entering a personal UPI PIN for each payment. Payments on WhatsApp is now available for people on the latest version of the iPhone and Android app.

November 6, 2020

Download
WhatsApp Main Logo
WhatsApp Main Logo
Download

What we do

FeaturesBlogSecurityFor Business

Who we are

About usCareersBrand CenterPrivacy

Use WhatsApp

AndroidiPhoneMac/PCWhatsApp Web

Need help?

Contact UsHelp CenterAppsSecurity Advisories
Download

2025 © WhatsApp LLC

Terms & Privacy Policy
Sitemap